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Latest episodes


Even more rule changes are being considered for how to take the required minimum distributions (RMDs) on an inherited IRA. Paul and his team cover some of the rules being discussed and why they will make the process even more complicated than it already is. Paul’s advice is always to seek professional guidance in these situations. Later in the episode, Paul talks about college as an investment in your kids and encourages studying the projected income upon graduation versus tuition as you look at university options.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Today, Paul and his team talk about the news outlets they use to get information about the war between Russia and Ukraine. Paul shares a reason for optimism: A whole generation of Europeans has never lived under a communist government and has seen the value that Western business and ways of life have brought to them. Listen along to hear why a nation sometimes takes a generation to change its economic and social behaviors and beliefs. Later in the episode, Paul shares that homes went up in value for homeowners by more than their income.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Paul continues his discussion of the article “Where Are the Retirees’ Yachts?” Today, Paul explains how inflation and company value typically behave. The investment industry likes to predict the future, but Paul explains why these predictions are unrealistic. Later in the episode, Paul targets a few products that highlight how the industry is usually more concerned with selling than with performance.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Paul discusses an article in Financial Advisor Magazine titled “Where Are the Retirees’ Yachts?” He pulls back the curtain to help investors see why the investment industry makes large profits while investors get weak returns. In Part 1, Paul explains how the firms disguise market timing and how the financial industry designs its messaging to push you toward the products with the highest commissions.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Paul shares some insights about how people are living in retirement to help you make the right plan. Listen along to hear how things like lifestyle, life expectancy, spending habits, and long-term care plans are changing for retirees.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


ESG is marketed to investors to help change the world through investing. Defense stocks have gone up significantly since Russia invaded Ukraine. Paul explains how both investments miss out on capturing the whole market picture, and why the stock market works best when the profitability of companies is at the center. At the end, Paul shares why he is optimistic about the future.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


What hurts investors more than tumultuous markets, inflation, or a lack of investing education? Today, Paul talks about how an investor’s behavior determines the success of their goals more than any other factor. Paul shares an honest investor’s email who said he’s disillusioned with the process. Listen along to hear why you have the greatest impact on your investments and how to understand your own thoughts and emotions to avoid buying into products or philosophies that are designed to make other people money. Later in the show, Paul talks about the Russian oil supply and the changes that countries are considering to work around the issue.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


When a company chooses to do a stock split, it is usually to lower the share prices and encourage smaller investors to buy. Paul and Jim talk about a 20:1 stock split that Alphabet recently announced that would lower its share prices from over $2,500 to approximately $138. Listen along to hear why stock splits aren’t a sign of future success and have no effect on a company’s value. Later in the episode, Paul addresses some things to consider when choosing an age to start collecting Social Security.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Paul and Jim talk about some recent grumblings from users about Google’s ads and privacy policies that remind them of how other household companies like Sears or Walmart have also struggled or have been usurped by other companies. They take the opportunity to give investors a larger perspective on what successful investing looks like and why buying single stocks is always dangerous.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Paul talks to pension owners and shares why understanding the value of a pension is a more complex equation than most think. Having a plan is becoming even more important as inflation rises throughout your working life and retirement. Later in the episode, Paul explains how businesses are responding to inflation by offering more perks instead of raises for employees and why companies are slow to raise wages.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.

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