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Markets go up and down, but investors are starting to sense that this crypto meltdown feels different than just a normal market fluctuation. Today, Paul and Jim talk about a timely article in the WSJ called “The Fire Burning Beneath Crypto’s Meltdown” that explains how financial innovations are particularly fragile and compares crypto historically with other similar innovations. Later in the episode, Paul explains that the more you look for safety in a market downturn, the easier it is for someone to sell you a product you don’t want.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Paul and his team share some interesting research about bear markets. Listen along to hear how bear markets rebound differently than market downturns, why the P/E ratios of companies are a significant factor, and how investors have hurt themselves by getting out during long stretches of lackluster returns. Paul warns investors not to leave sound academic principles and go searching for returns.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


The interest rate at the end of the Carter administration was 20%. Paul fields a question from a listener who wants to know what is keeping interest rates low in our current economic situation. Listen along as Paul explains how interest rates work, and then he compares the economic situation of the 1970s to today. Paul’s conclusion: Things are much better now than they were then.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.

Paul and his team start by addressing a new lawsuit that threatens the future of crypto. A WSJ article claims that new ways to make retirement income can make your 401(k) pay out like a pension plan. Listen along as experienced advisors look through the strategies in the article and decide if this sounds like a sales tactic or sound advice. Later in the episode, Paul reminds investors of how the Cold War ended and why it’s a bad idea to lose hope or make emotional decisions right now.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Have you felt your costs go up due to inflation? Most companies are trying to avoid raising prices to avoid losing customers to cheaper competition. Paul uncovers new research that finds certain industries have been able to raise prices without negatively affecting customer satisfaction. Listen along to hear which companies may be better positioned to raise prices on you and which might make you more frustrated with their price increases.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.

While we are experiencing the worst inflation in 40 years, this fact doesn’t paint the whole picture of what is happening in our economy. Paul spends some time comparing the markets and economies of the early 1980s to today’s markets and economies to explain why cherry-picking facts like these may lead to bad investment decisions. Later in the show, Paul examines an article about why the energy industry is slow to respond to the president’s urging to produce more oil and natural gas.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


The U.S. Dollar Index has risen steadily over the last year, which is having an effect on companies. Paul talks about currency value, why this has surprised some experts, why a strong currency can be helpful during a time of inflation, and how it affects U.S. companies trying to sell goods overseas. Later in the episode, Paul shares some reason for optimism in both the stock markets and housing market.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Crypto can’t stay out of the news, and this time a 401(k) administrator is frustrated that they may come under scrutiny over this risky offering in their plans. Paul talks about how these administrators cave and allow investors to put a smaller amount of their money in trendy assets. Listen along to hear why that logic doesn’t work and why companies let you take on risk to keep you as a client.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Whether you’re looking for a better understanding of your monthly expenses or you have received a large sum of money and don’t know what to do about it, having a spending plan is an important part of being relaxed about your money. Paul brings on Brian Koonce, who has experience guiding people in their spending plans, to talk about budgeting. Listen along as Paul and Brian talk about why budgeting can be an emotional topic and some guiding principles that can help people who are just getting started all the way to people who are wealthy and retired.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.


Paul and Chad continue the conversation about what a financial plan is and how you can get the process started. Paul has Chad walk specifically through his planning process with a new client from the beginning as they demystify the planning process. Listen along to hear why it’s important to have someone who knows your goals and your financial situation and can help you avoid any pitfalls as your needs change.

Start relaxing about investing by scheduling a 15-minute call with one of our advisors here.

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